Dubai-based microlending fintech, Ezra has named Andrew Goodrich as its Chief Risk Officer

Goodrich, who joins from African mobile network operator MTN Group, will be tasked with overseeing key functions at the company including credit risk and fraud, data engineering and predictive analytics.

Ezra said in a statement the appointment would help its strategy to support the financially underserved in emerging economies. A key focus for the firm has been the delivery of fast credit solutions throughpartnerships with banks, mobile network operators (MNOs), utility and e-commerce players.

Goodrich brings more more than 30 years’ experience to the role, having previously established the BankTech strategy, a credit product initiative at MTN Group. He also worked as Credit Risk Director with JUMO, where he established the credit risk, prediction and fraud analytics structure in the company.

Speaking on his appointment, Goodrich said: “My mandate will cover the full spectrum of credit risk by serving financial credit in a responsible manner, especially in emerging markets, where we have an opportunity to help our customers to get their foot onto the financial services ladder.”

“Overall, risk management is essential for maintaining the balance between providing access to credit and protecting both lenders and consumers,” he added.