Seamless Xtra’s Paula Hallentuch interviews Vladislavs Mironovs, Chief Digital Officer at Commercial Bank of Dubai, UAE.
As Chief Digital Officer at Commercial Bank of Dubai, Vladislavs Mironovs is a driving force behind the UAE’s financial evolution, recently leading CBD to become the first bank in the country to fully activate Open Finance. With over 20 years of expertise, he is redefining the banking landscape through digital-first culture, AI integration, and a commitment to building data-driven financial ecosystems.
Compliance vs. Competition: how open finance is redefining the UAE banking landscape
- CBD recently made headlines as the first UAE bank to fully activate Open Finance under the AlTareq initiative. Looking back at the journey to 2026, what was the single biggest hurdle your team had to overcome to move from a ‘pilot’ mindset to a live, nationwide operation?
- You’ve famously said that banks must decide whether to just ‘comply’ with regulations or ‘compete’ through them. Now that the framework is live, how do you see Open Finance becoming a tool for market participants to compete?
- Without giving too much away before your session at Seamless Fintech in May, what is the one provocative thought or ‘hard truth’ you want the audience to walk away with this year?
